In-vehicle cameras can act as 'witnesses' in case of disputes in motor accident claims.
In the event of an accident, video recordings often provide clear and objective evidence of circumstances leading to the accident, and can assist insurers to understand how the accident took place. In many cases, the settlement of insurance claims can be expedited when liability can be clearly determined from the recording. Furthermore, claims costs are likely to be minimised without the need for a lengthy investigation.
More importantly, with timely and accurate information plus recording of the event, the opportunity for filing exaggerated and fraudulent claims is also minimised.
Vehicle owners are strongly encouraged to install in-vehicle cameras.
Please inform the insurer of the vehicle which you are driving at the point of accident upon knowledge of any impending prosecution, inquest, fatal inquiry or offer of composition. Failure to do so may lead to insurer’s repudiation of liability under the motor policy.